August 25, 2026 by ivfsurrogacyin0
Free-IVF-treatment-in-which-state-1-1-1200x634.png

Free IVF treatment in which state

IVF is the gift from modern science to needy couples who are infertile. India is the capital of In vitro fertilization treatments. Yet for some, it is difficult to even consider the treatment because it is financially straining them.

IVF is like the medical joy to the desperate couples, but many cannot afford it so questions like free IVF treatment in which state is asked the most.

However, there is good news: there are many ways one can actually access IVF treatment in India for free. Free IVF treatment in which state] options exist depending on regional policies. There are many schemes people can use to seek the treatment, like ESIC (Employee State Insurance Corporation) and CGHS (Central Government Health Scheme).

Standard cost of IVF treatment in India:  1.50 lakhs – 4.5 lakhs

A standard realistic IVF cost in India is between 1.50 lakhs to minimum of 4.5 lakhs  which is offered in the biggest and private clinics. However baseline packages are often said to be based on various factors..

free IVF treatment near me

If Someone who wants to be a father or who wants to be a mother or someone who wants to be a parent wants to access a free IVF treatment in India  There is a single way that someone could actually access IVF treatment for Free in India.

  1.  Private hospital program
  2.  Several government initiatives
  3.  Different state government schemes

Private hospitals programs

There are several ways such as different hospitals, especially private hospitals offering different kinds of special programs for the parents and for the patients who come from very underprivileged and vulnerable backgrounds to help them achieve their dream of becoming a parent..

  1. Several governments  Initiatives

Second is there are certain government initiatives and central government schemes like we have told such as Employee State Insurance Corporation also known as Esic.

  1. Different state government schemes

There is not one big central initiative or government scheme which is available throughout India. People often ask about Free IVF treatment in which state to understand local coverage.Different states offer different opportunities and subsidized IVF treatments as well.

Which states are the best in giving free or Subsidized IVF treatment in India?

When researching Free IVF treatment in which state, several regional centers stand out.

  1. Goa

When looking for the answer to the question Free IVF treatment in which state, Goa is one of the only states in India which actually offers whole IVF free treatment. There is a program in Goa Medical College which is in Bambolim, so it is a government hospital and this program offers a full 100 percent free IVF treatment.

In this treatment, you can expect the consultation, diagnostic testing, medications and for any kind of free treatment up to two cycles for eligible residents.

  1. Tamilnadu

Tamil Nadu is also a very good choice if you are opting for free IVF treatment. If you wonder about Free IVF treatment in which state has active centers, Tamil Nadu offers public ART services.

Through various public art services. These are directly provided through the various major state medical colleges. The biggest examples are the Institute of Obstetrics and Gynecology  which is situated in Chennai. Another one is the government hospital known as Rajaji Hospital in Madurai.

  1. Delhi

Delhi is the capital of India and also known as the medical hub of India,  But contrary to these beliefs there are not any kind of free treatment options you can opt for.  Why? Because only the (AIIMS) All India Institute of Medical Sciences, Safdarjung Hospital and Ram Manohar Lohia Hospital offer subsidized treatments for IVF.

  1. Rajasthan

In Rajasthan the government of Rajasthan actually has started various kinds of initiatives. When asking Free IVF treatment in which state Rajasthan provides subsidized options.

These initiatives are started to give economically disadvantaged couples so they can access free or heavily discounted IVF treatments.

free IVF treatment in delhi

Delhi does not have any kind of central scheme provided by the government for Economically disadvantaged couples or anything. It does not even have any kind of national scheme.

You can access the or subsidized IVF treatment in Delhi through a couple of options such as All India Institute of Medical Science.

  • AIIMS
  • Safdarjung hospital
  • Ram manohar lohia

AIIMS

Cost of single IVF package: 60,000 to  65,000

They offer a very flat or subsidized package which is approximately between 60,000 to 65,000 rupees for a single IVF treatment cycle.  If we consider the other expensive options it is a very pretty low price.

This whole treatment covers the cost for Embryology lab usage, egg retrieval, and embryo transfer.

Safdarjung  Hospital

  •  The procedure and lab charges:  Under 5000 for mandatory consumables
  • Medications:  30,000 to  50,000 per cycle.  These are the ovarian stimulation medications that are very costly because sometimes they are imported from abroad.
  •  Total cost: 35,000 to  55,000 per cycle attempt

The procedure charges in Safdarjung Hospital is under the rupees 5000 mandatory. Where you can expect rupees 30,000 to 50,000 per cycle for the just ovarian stimulation phase.

Ram Manohar Lohia Hospital

  • Patients can pay directly for hormonal stimulation medications which can cost between 30,000 to 50,000 per cycle.
  • So you can expect the cost to be between 35,000 to 55,000 per cycle at ram manohar lohia hospital for IVF treatment.

Free IVF treatment in india

Other options to actually  consider for free IVF treatment in India are the different kinds of government schemes, state funded initiatives and targeted welfare programs which provide direct financial assistance for the vulnerable sectors of the society.

Specialized state and central schemes

  1. Sikkim Vatsalya yojana: This is a state specific scheme which was launched by the Sikkim government. For couples checking Free IVF treatment in which state offers full financial aid, Sikkim stands out. It was specifically designed to assist couples who were facing infertility or any kind of difficulty in conceiving a baby.
  • It provides financial assistance for up to 3 lakh  for all the eligible residents, specifically women who are going for IVF treatment.
  • Eligibility:  Government employees state domicile holders, economical weaker sections also known as EWF residents of Sikkim
  1. Jiyo Parsi Scheme (Central Ministry Scheme)

  • It is a central government initiated scheme by the Ministry of Minority Affairs.
  • Its aim is Prevent decline in the population of the Parsi community
  • Benefits:  It provides 100 percent reimbursement and direct financial support for the art and IVF Treatments
  • EligibilityMarried Parsi couples in India including their income tabs, though low/middle-income couples get up to 100% assistance).
  1. ESIC (Employee State Insurance Corporation)

  • It is specifically for formal sector workers in India It is launched by the Central government.
  • It covers full IVF treatment cycles who are associated with this scheme Most commonly private art clinics and super speciality hospitals.
  • Eligibility:  Insured employees (or their spouses) with a monthly salary up to ₹21,000 who have contributed to ESIC for at least two consecutive years.
  1. Chief Minister’s Comprehensive Health Insurance Scheme (Tamil Nadu – CMCHIS)
  • State health insurance policy which covers the tertiary procedures for the low income families in the Tamilnadu
  • This scheme covers both discounted treatments and the diagnostic procedures at the government Medical College hospitals such as Institute of Obstetrics and Gynaecology, Egmore.

Free IVF treatment in goa

The free IVF treatment in Goa is available at the Goa Medical College and Hospital also known as GMC. It is situated in Bambolim. Those searching for answer to  Free IVF treatment in which state  question can benefit from this program.

 Now let’s understand what is actually included in that free facility?

  • basic IVF procedures
  • Intra-uterine insemination (IUI)
  • Diagnostic blood tests
  • Ultrasounds
  • Embryology lab

 Key eligibility requirements

  • Residency:  You must be a resident of Goa.  Legal valid identity such as Aadhar card, Voter ID or deem Dyal swasthya Seva Yojana are must have.
  • Income:  It is limited to low-to-middle Income families.  So, requiring income proof or state health scheme cards.
  • Age limit: married couple, meaning women must be under 40 years of age.

How to register for free IVF in Goa

  1. Go to the official OPD block At the Goa Medical Hospital and college, early in the morning.  Even though it is open for the full day, early morning is a very good time.
  2. Through that you can register at the general gynecology.
  3.  During the initial consultations the gynecologist will review your past records and will order the baseline diagnostic tests known as hormonal levels pelvic ultrasounds and semen analysis.
  4. Once these tests are done, refer you to these senior consultants and then it will be sent to a super speciality block IVF unit.
  5. There you have to submit the required documents to confirm your eligibility criteria.
  6. After that you will be placed on the IVF schedule list. Due to the very big patient demand there is a typical period of waiting of about a few weeks. Before your stimulation cycle begins

Free IVF centre

Goa Medical College and hospital (GMC)

  • Cost: 100 percent free IVF treatment
  • Goa is the first Indian state to offer completely free IVF, IUI, and diagnostic fertility care at GMC for state domicile holders.

Cama & Albless Hospital, Mumbai (Maharashtra)

  • Cost: 100% Free under state scheme.
  • This was the first government hospital in Maharashtra to launch free Assisted Reproductive Technology (ART) services, including IVF treatment.
  • Moreover it also offers fertility preservation, meaning gametes freezing services for eligible state residents such as those who are MPJAY cardholders.

Institute of Obstetrics and Gynaecology (IOG), Egmore, Chennai, Tamil Nadu

  • Cost: Free for all of the Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) cardholders.
  • Tamilnadu State-run facility offering free procedures for eligible lower-income families.

Major Central Government Hospitals in Delhi

  • AIIMS delhi
  • Safdarjung Hospital
  • Lok Nayak Jai Prakash Hospital
  • RML Hospital
  • Cost: Subsidised. Additionally, Procedures, consultations, and lab work are free or nominal, though patients might be paying for hormone injections that cost around ₹30,000 to ₹60,000.

PGIMER , Chandigarh

  • Cost: Subsidised.
  • It Offers heavily discounted lab and procedure costs for Indian patients, though it has most crowds from north India charging mainly for medicines and disposable consumables.

IPGMER / SSKM Hospital, Kolkata, West Bengal

  • IPGMER: Institute of Post Graduate Medical Educattion and Research
  • SSKM: Seth Sukhlal Karnani Memorial Hospital
  • Cost: Subsidised / Free for state-scheme beneficiaries.
  • IPGMER Runs a dedicated public ART unit serving West Bengal residents.

Robust place for free IVF treatment

There is no completely free universal IVF treatment in India or in Del or in any kind of state. However you have to manage and access highly subsidized options which exist at a very major big public institutions such as GOA Medical College.

Free IVF treatment in bangalore government hospital

For the Bangalore residents, Free or any kind of 100 percent IVF free treatment is possible through Ayushman Bharat Arogya Karnataka (AB-ArK) / Suvarna Arogya Suraksha Trust (SAST). The Karnataka government approved these initiatives for the all assisted reproductive technology procedures and IVF is in that list.

Public government medical colleges

Vani Vilas Hospital

 Private IVF Clinics offering cashless treatment

  • The major government hospitals in Bengaluru are still expanding right now. Meaning they do not have the Embryology labs inside the big hospitals themselves.
  • So the government of Karnataka has cooperated with these private IVF clinics.
  •  Milann  Fertility and birthing hospital is associated with this scheme offering 100% cashless IBF services.

 Eligibility criteria

  • The residents should have a Karnataka BPL or priority house ration card and AB-ArK ID.
  • They should be the permanent residents of Karnataka. They must be married with no living biological children
  • The age of the both partners should be between 21 and 5 years
  •  Coverage limit is up to three cycles per eligible couple.

Frequently asked questions

Which states in India have free IVF treatment?

Goa leads the way here. It was the first state to offer completely free IVF, IUI, and general fertility care at Goa Medical College (GMC) in Bambolim for local residents.

A few other states have solid options too:

  • Maharashtra: Cama and  Albless Hospital in Mumbai provides free IVF services for eligible Maharashtrian residents.
  • Tamil Nadu: The Institute of Obstetrics and Gynaecology (IOG) in Egmore, Chennai, provides free IVF for CMCHIS insurance cardholders. Though only to its residents.
  • Karnataka: BPL cardholders can get cashless IVF at associated private IVF centres under their state health scheme.
  • Sikkim: Gives direct financial assistance up to ₹3,00,000 for treatment under the Sikkim Vatsalya Yojana.

Is IVF covered in Ayushman Card?

No, you cannot access Free IVF treatment under the central Ayushman Bharat (AB-PMJAY) card. WHY? Because The standard national scheme sticks to critical illnesses, surgeries, and emergency hospital stays.  And according to the Indian government, not having your own child does not come into the Critical Illnesses checklist. However, a couple of states (like Karnataka) have added IVF packages to their local state versions of the card for BPL families.

Which government hospital is best for IVF?

There are many options for IVF. However if you want to choose the best options the AIIMS, Delhi, j Is considered the best branch for IVF treatment.  Why? Because it is considered very highly, meaning it is regarded very highly in the terms of its Embryology lab and its success rates as well.

How do you get IVF for free?

Well there is no single path you can choose to have a free IVF treatment. If you are a resident of Goa you can choose to go to the Goa’  Hospital.

Whereas for the cases of the residents of Maharashtra they can choose to have the free treatment provided by the government as we have discussed earlier.

How much is 3 cycles of IVF?

The typical cost of the IVF per cycle is somewhere between 1.5 lakh to 4.5 lakh. Please note that it is important to know that these are the costs of the private hospitals and clinics the rates for the government and the public hospitals could vary and they are usually very low.

So you can calculate the amount of three cycles on your own.


Leave a Reply


Disclaimer

Under the pre-Conception and Prenatal Diagnostic Techniques (PCPNDT) Act, 1994, prenatal sex determination is banned in India. No test or treatment for sex selection, sex determination, gender selection, gender determination is done in India.

Ask to Expert

Ms. Priyanka (Coordinator) India: ‪+91 9899293903‬ India - New Delhi, Mumbai, Chennai Kolkata, Bangalore, Hyderabad Nepal, Georgia, Kazakhstan, Dubai, Ghana, Kenya, Thailand Mail Us: possible@ivfsurrogacy.in

Home

About Go IVF Surrogacy

With over 19 years experience and over 10,000+ successful live births through IVF, we are dedicated to hand out best fertility treatment and personalized nursing to accomplish couple’s parenthood soon.

Our Rating

Our Patients Rated us on Google 4.7 out of 5 Based on 395 Vot